Austin TX Real Estate - Hill Country Austin Lakeway Homes for Sale: Home Inspections and Appraisals - They are Not the Same Thing!

Home Inspections and Appraisals - They are Not the Same Thing!

Austin TX Homes Buyers need to understand that when they buy a house, a home inspection is not the same as an appraisal. I hear all the time, especially from first time home buyers, "Do I really need to pay for an inspection when the lender is going to send an appraiser?"

austin tx home inspectorYES!!

A home inspection is what tells you what is and isn't working in your potential new home, whereas an appraisal is to determine value.  Completely different things. The inspector turns all the mechanical things on like the AC, Furnace, and Stove. He runs all the water and checks for leaks. If you get one with a pest control license, they even check for termites, previous infestations and current ones.  Yes, if you're obtaining an FHA loan, the appraiser does look at some safety issues like making sure there are no exposed wires and whether the banister on a staircase will hold the minimum 250 pounds. Other than visual safety things, the appraiser is there to measure the home and give an opinion of value.

Home Inspectors in the state of Texas must be licensed and bonded. They all use the same form provided by the state so they are all looking for the same things. Granted, they don't all find the same things, but just like if you take your car to multiple mechanics, they'll all interpret their findings a little differently.

I highly recommend obtaining a home inspection so you know what you're getting into when you move in. Even with newer homes, things can go wrong. If you're thinking about making a change in the Austin TX area, please contact me and let's discuss your needs and wants.

**Are You Packed Yet?**

donna harris Realtor Austin TX blog

Donna Harris, REALTOR®
RE/MAX Austin Skyline

Austin TX Real Estate and the surrounding areas of Lakeway, Bee Cave, West Lake Hills, Cedar Park, Round Rock, Spicewood, Circle-C, Steiner Ranch, and everywhere in between... Hill Country Austin TX Real Estate and beyond. Whether you're buying or selling an Austin home, I'll be with you every step of the way. 

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** #1 Agent in my Office for all of 2008 **

Copyright© 2011 By Donna Harris, All Rights Reserved. You may re-blog with links back to this post.
*Home Inspections and Appraisals - They are Not the Same Thing! * was first published on

Comment balloon 10 commentsDonna Harris • February 04 2011 10:09AM


Donna, I hear this all the time also and it is usually from the first time buyer but I have even had more seasoned buyers get the two confused.

Posted by Marchel Peterson, Spring TX Real Estate E-Pro (Results Realty) about 8 years ago

Donna ....As Marchel has mentioned ...Clients do ask it all the time or a few just make assumptions   ... It's a good outline for a consumer that is very clear


Thank You

Posted by San Antonio Texas New Homes for Sale ( about 8 years ago

I haven't heard it expressed in that way Donna, but the whole home buying process can be daunting, especially for First Timers.  We need to keep educating them all along the way.

Posted by Karen Crowson, Your Agent for Change (Coldwell Banker Residential Brokerage) about 8 years ago

Donna- I am with Karen on this one. We are professionals that require us to educate the clients we work wit. It is a little surprising to find out what the general public thinks sometimes though.

Posted by Tommy Taylor, CNE- Texas Hill Country Realtor (Taylor Properties & about 8 years ago


You make great points, and that's a buyer needs to use the services of a real estate professional.

Good luck and success.

Lou Ludwig

Posted by Lou Ludwig, Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC (Ludwig & Associates) about 8 years ago

Yes, it's our job to help educate our buyers, and another point for a buyer to use an agent to represent them.

Posted by Donna Harris, Realtor,Mediator,Ombudsman,Property Tax Arbitrator (Donna Homes, powered by JPAR - about 8 years ago

I just had this conversation recently with a homebuyer. They were under the impression that if the appraisal was going to happen, no need for an inspection. umm.. wrong!

Posted by John Cannata, Texas Home Mortgage - Purchase or Refinance (214-728-0449 about 8 years ago

Another excellent blog!  This makes me want to write that when purchasing a HUD home that you should still get your own inspection and not just go off HUD's inspection that is given!

Posted by Nick Good, (The Good Home Team with Keller Williams Realty) about 8 years ago

Donna, I always encourage my clients to get all there inspection, termites, surveys, etc. Great post.

Posted by Steven Nickens, R(S)GRI ABR, Maui Real Estate Hawaii (Elite Pacific Properties Maui) about 8 years ago

Just stopping by to invite you to the 2nd Annual ActiveRain Super Bowl Party. Hope you’ll come and bring some friends!

Posted by Not a real person about 8 years ago