Always ALWAYS check your credit card statements. I never do this as I have so many things on auto-pay, it's always the same charges every month.
However, I went online a little bit ago to pay my credit card off and I decided to actually look at it as there were "pending" transactions. I looked at them and just nodded my head saying to myself, "Yep, those were yesterday's charges of gas and lunch and what is that?!"
I saw a charge for $69.95. The details say it's a computer software company. Did my husband use my credit card? No, he's been out of town and didn't get in until last night... I look further down the list. There's another charge 2 weeks earlier for $69.95. What the heck is this?
I call the number provided, and apparently something got ordered online with my credit card and using my maiden name and they were not a computer software company. They so kindly removed both charges and gave me a refund confirmation number.
I then looked further at the account, and saw a charge for something called Fit-Fac for $29.95. Huh? What is this? I call this number and it's also something using my maiden name as they had a hard time looking me up. I received another confirmation code to remove that charge.
That's $170 on my credit card that I did not charge!! I did look further back, and there were no other bad charges. How in the world did I catch these? Pure LUCK!!
So, my warning to everyone, even though you think you know what is being charged on your credit card each month, double check those statements as you could be losing hundreds, if not thousands, of dollars!